Best electricity plan for electric car owners 2026 – how to charge cheaper at home
Charging your electric car at home without thinking about timing could mean paying twice as much as necessary. We cover which electricity plan suits EV owners best in 2026, how Tibber and Fortum's EV package work and how you can easily save thousands per year with smart charging.
- electric car
- home charging
- Tibber
- Fortum
Best electricity plan for electric car owners 2026 – how to charge cheaper at home
Owning an electric car fundamentally changes your relationship with the electricity price. Suddenly it matters not just what you pay per kWh on average — but exactly which hour you charge. An EV owner who charges smart can save thousands of kronor per year compared to someone who plugs in when they get home from work and leaves it there.
It is about choosing the right electricity plan, understanding how the electricity price varies throughout the day and making use of the charging packages specifically designed for EV owners. In this guide we cover what to consider, which plans suit EV owners best and how Tibber and Fortum's EV package work in practice.
Last updated: June 2026
Why is the electricity plan especially important for EV owners?
An average electric car uses 15–25 kWh per 100 km of driving. If you drive 15,000 km per year — a typical figure for a private car — that means 2,250–3,750 kWh just for the car. This corresponds to roughly 30–50 percent of an average household's total electricity consumption.
That is a large volume. And unlike heating and household appliances which are hard to control, charging is relatively flexible — you can often choose when during the day it happens. This makes EV charging one of the best opportunities to actually benefit from a price-optimised electricity plan.
| Driving habits | Annual car consumption | Cost variable 50 öre/kWh | Cost smart charging 20 öre/kWh |
|---|---|---|---|
| 10,000 km/year | 1,500–2,500 kWh | 750–1,250 SEK | 300–500 SEK |
| 15,000 km/year | 2,250–3,750 kWh | 1,125–1,875 SEK | 450–750 SEK |
| 20,000 km/year | 3,000–5,000 kWh | 1,500–2,500 SEK | 600–1,000 SEK |
The difference between charging at the wrong and right time can therefore be 1,000–1,500 SEK per year for the average EV owner — without driving a single extra kilometre.
Which electricity plan suits EV owners best?
For EV owners there are primarily three types of contracts to consider:
Spot price contract (variable hourly price) A spot price contract means you pay the actual market price of electricity hour by hour, with a fixed markup from your electricity provider. This is the contract that suits EV owners best — provided you charge when the price is low. Night, early morning hours and sunny or windy days generally have the lowest prices.
Quarter-price contract Fortum offers a quarter-price contract where the price updates every 15 minutes based on the spot price. This gives even finer control and suits those who want to optimise charging within a single day, for example via a smart charger that is controlled automatically.
Fixed electricity price Fixed prices give predictability but remove the ability to benefit from low hourly prices. For EV owners who want to maximise savings, fixed price is rarely the best option.
Read more about the differences in our guide on fixed vs variable electricity price.
Tibber – the smart choice for EV owners
Tibber is a Norwegian energy company that since its founding in 2016 has focused on combining spot price contracts with smart technology. Tibber is today one of the most popular choices among Swedish EV owners and the app is specifically designed to make smart charging easy.
What makes Tibber unique for EV owners?
Tibber purchases electricity directly on Nord Pool and passes on the spot price with a fixed monthly subscription fee of 39 SEK per month. There are no hidden markups per kWh beyond the subscription fee.
What truly sets Tibber apart is the app's smart charging function. Connect your EV or charger to the Tibber app, tell it when the car needs to be fully charged and the app handles the rest — it charges automatically during the cheapest hours of the day without you needing to think about it.
Tibber supports a large number of chargers directly via the app, including Easee, Zaptec and Garo. If you do not have a smart charger, Tibber Pulse — a small device connected to your electricity meter — can still give you real-time data on your electricity price and consumption.
| Tibber | |
|---|---|
| Contract type | Spot price (hourly price) |
| Markup | Fixed subscription 39 SEK/month, 0 öre markup per kWh |
| Smart charging | Yes, via app with automatic optimisation |
| Compatible chargers | Easee, Zaptec, Garo, Wallbox and more |
| Contract length | None |
| Best suited for | Tech-minded EV owners who want to maximise savings |
Fortum EV Package – cashback and fast charging
Fortum is one of Sweden's most established energy companies and offers a package specifically aimed at EV owners. The EV package combines a quarter-price contract with ongoing cashback on home charging and discounts on Fortum's fast charging network Charge & Drive.
What is included in the EV Package?
Fortum's EV Package is a quarter-price contract which means the price updates every 15 minutes. This means you can, just like with Tibber, benefit from low prices during parts of the day — but with an even shorter price update interval than a standard hourly spot price contract.
Cashback on home charging means you receive a share of the cost of the electricity you charge with at home back each month. The package also gives 20 percent discount on fast charging via Charge & Drive, one of Sweden's most extensive fast charging networks with over 1,400 charging points around the country.
| Fortum EV Package | |
|---|---|
| Contract type | Quarter-price contract (updates every 15 min) |
| Home charging cashback | 16 öre/kWh cashback |
| Fast charging discount | 20% discount via Charge & Drive |
| Contract length | None |
| Best suited for | EV owners who also fast charge regularly |
Tibber vs Fortum EV Package – which suits you?
| Tibber | Fortum EV Package | |
|---|---|---|
| Contract type | Spot price, hourly | Quarter-price contract |
| Cost | 39 SEK/month, 0 öre/kWh markup | Markup per kWh, cashback 16 öre/kWh |
| Smart charging via app | Yes, automated | Limited |
| Home charging cashback | No | Yes, 16 öre/kWh |
| Fast charging discount | No | Yes, 20% via Charge & Drive |
| Best suited for | Those who charge at home and want to automate | Those who combine home and fast charging |
Choose Tibber if you want full automation of your charging, you are interested in the technology and you primarily charge at home. Tibber's app is market-leading for smart home charging and the markup per kWh is zero.
Choose Fortum EV Package if you drive many kilometres and regularly use fast charging on the road. The cashback on home charging and 20 percent on fast charging via Charge & Drive can give a good return if you charge a lot in total.
When during the day is it cheapest to charge?
For those with a spot price contract, the general rule is that night and early morning hours often have the lowest electricity price. This is especially true in southern Sweden where prices are more volatile.
General charging tips for lower electricity costs:
Charge at night between 22:00 and 06:00. This is the period when household electricity use is at its lowest and the spot price is normally lowest.
Avoid charging between 16:00 and 20:00. This is when household electricity use peaks and prices are often high.
Windy and sunny days give extra low prices. Wind and solar power push the spot price down sharply during periods of high production.
Use a smart charger connected to Tibber or a similar service if you want to avoid keeping track yourself. The app handles the optimisation automatically based on your settings.
How much can you save?
The difference between charging at the wrong and right time can be significant, especially during periods of volatile spot prices such as heading into autumn 2026.
Calculating for an EV owner who drives 15,000 km per year and uses 3,000 kWh for charging:
| Charging strategy | Average price | Annual charging cost |
|---|---|---|
| Uninformed charging, fixed price | 80 öre/kWh | 2,400 SEK |
| Variable price, charging during daytime | 60 öre/kWh | 1,800 SEK |
| Smart night-time charging via Tibber | 25–35 öre/kWh | 750–1,050 SEK |
| Fortum EV Package with cashback | Effective ca 35–45 öre/kWh | 1,050–1,350 SEK |
The examples above are illustrative and vary depending on electricity zone, year and charging habits. See our guide on what affects electricity prices to better understand price variations.
Checklist for EV owners who want to reduce charging costs
Choose a spot price or quarter-price contract. Fixed prices remove the ability to benefit from low hourly prices.
Install a smart charger if possible. It is the investment that gives the most back for those who want to automate charging.
Connect the charger to the Tibber app or a similar service. The app handles the optimisation without you needing to think about it.
Check your electricity zone. Prices differ significantly between SE1–SE4. Read our guide on electricity zones in Sweden to understand how it affects your bill.
Review your existing electricity contract. Many people pay more than necessary for a contract they signed long ago. Read our guide on how to switch electricity provider to see how straightforward it is to switch.
Frequently asked questions about electricity plans for EV owners
Which electricity plan is best for EV owners?
A spot price contract or quarter-price contract combined with smart charging gives the lowest costs for most EV owners. Tibber and Fortum's EV Package are the strongest options on the market right now.
How much does it cost to charge an electric car at home?
It depends on the electricity price and the car's consumption. With an average spot price of 40 öre per kWh, 100 km of driving costs roughly 6–10 SEK. With smart night-time charging at 20–25 öre per kWh, the cost is halved.
Do I need a smart charger to benefit from Tibber?
No, Tibber works without a smart charger too. But with a smart charger you can activate automatic price optimisation in the app and do not need to think about when you charge.
What is the difference between Tibber and Fortum's EV Package?
Tibber is best for those who want to automate home charging and pay zero markup per kWh. Fortum's EV Package suits those who combine home charging with regular fast charging and want cashback and discounts.
Is it good to charge your EV at night?
Yes, night time is generally the cheapest period for charging on a spot price contract because electricity use is low. With a smart charger and Tibber the optimisation happens automatically.
Compare electricity plans for EV owners at Wipick
Looking for the right electricity plan for your electric car?
- Compare all electricity plans at Wipick
- See Wipick Best Right Now – electricity
- Guide: Choose the right electricity plan
- Guide: Fixed vs variable electricity price
- Guide: What affects electricity prices?
- Guide: Electricity zones in Sweden
- Guide: Switch electricity provider
- Guide: Reduce electricity usage
- Guide: Understand your electricity bill
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